Hard or easy ways to afford education

The obvious not so obvious

In this capitalist world in the ‘modern countries’ everything seems obvious. We think everybody in the industrialist countries can follow good education and find a good job.

But is that not a dream mistaken?

Education

Education (Photo credit: Sean MacEntee)

Again increase in division of classes

If we are not careful in a few years time we shall be off again to decennia ago, where there where the children of the rich who could have a decent eduction and the children of the lower class who shall stay in the lower regions because they shall not receive any opportunities to step on a higher step of the ladder. It is becoming more difficult to pay for the higher education or for the job a person would love to do.

Ability to safe for education of the children

In case I had not got enough opportunities to do such interesting jobs, receiving pavement according to what I managed to create, and taking care that I could save something for later,I would not have had the opportunity now to pay for the private education of my son. Though I demanded being very careful with our expenditures and having to sell things regularly to keep a nice living. Plus both my wife and I taking up new jobs when I got retired. Normally you would think after retirement life should become more easier and giving time to relax.

My son could not get a student loan because I am no house-owner, me belonging to the insolvable occupations  and to old.

I had been blessed in my life to have good jobs and being able to save, but many people do have difficulties to have the ends meet. Therefore many kids are not receiving the opportunities they should get, because their parents can not afford the education. Many talented kids could or can not become a pilot or doctor in medicine because their parents did or do not have enough money to pay for the studies.

Private tuition next to curriculum affordable for every one

Private education may always exist next to official community, regional, provincial, and state schools, but it can not be that to find a good job parents will have to send their children to a private school or very expensive education organisations and institutes. The government or the state has also to take up her responsibility for all its citizens and should take care that all of its inhabitants will be able to get the same opportunities to make something out of live.

In many of the industrialised and welfare countries tuition and fees have skyrocketed over the past decade, making it more difficult for the families living there to invest in a higher education for their future. Today’s college students borrow and rack up more debt than ever before. In 2010, American graduates who took out loans left college owing an average of more than $26,000. Student loan debt has now surpassed credit card debt for the first time ever.

The nations which claim to be civilised  should take up the commitment to placing a good education within reach of all who are willing to work. Only by giving enough people the possibility to learn what they would love to learn interested youngsters shall find their way onto the market to help build a stronger middle class over the past several generations. this is one of the reasons why some of the higher and exclusive classes are so much afraid for reforms in the education system and certainly for making it available for the masses.

Federal support to afford college

In keeping this promise alive, President Obama has expanded federal support to help more students afford college, while calling for a shared responsibility in tackling rising college costs. President Obama’s efforts of reform in higher education funding have produced the largest investment in student aid since the G.I. Bill, while resulting in a more efficient, reliable, and effective system for students to help them afford college and manage debt.

Studentloans to pay back

A young boy (preteen), a younger girl (toddler), a woman (about age thirty) and a man (in his mid-fifties) sit on a lawn wearing contemporary c.-1970 attire. The adults wear sunglasses and the boy wears sandals.

Obama with his half-sister Maya Soetoro-Ng, mother Ann Dunham and grandfather Stanley Dunham, in Honolulu, Hawaii

Barack Obama his father was a foreign student on scholarship at the University of Hawaiʻi at Mānoa. After attending local Indonesian-language schools in the Menteng subdistrict of central Jakarta: St. Francis of Assisi Catholic School for two years and Besuki Public School for one and a half years Barack Obama got his education supplemented by his mother, by English-language Calvert School homeschooling. We can imagine he would have not it to bad with his grandparents taking care he could follow, with the aid of a scholarship the Punahou School, a private college preparatory school, from fifth grade until his graduation from high school in 1979, the year in which he moved to Los Angelesto attend Occidental College.

Michelle and Barck Obama know exactly how tough it can be to pay for higher education. They were both confronted not only by the financial difficulties but also by the race question. By the time they finished paying back the loans they took out to go to college and grad school, Barack Obama was on his way to being a U.S. Senator.

Creating the same opportunities for all citizens

The 44th and current President of the United States, the first African American to hold the office, believes rightly that anyone who works hard should have the same opportunities that our educations gave us. It can not be that we still live in a community with different measurements and with children, who did not ask to be born, who do not get the same opportunities like other kids in their and other environments.

President Barack Obama and First Lady Michelle...

President Barack Obama and First Lady Michelle Obama are joined by their daughters, Sasha and Malia, and Michelle Obama’s mother, Marian Robinson, Monday, April 13, 2009, as they wave from the South Portico of the White House to guests attending the White House Easter Egg Roll. (Photo credit: Wikipedia)

That’s why, as President Obama has made it a personal mission to make higher education more affordable — and why he is going to be visiting school campuses later this week.

Costs for average tuition

The facts are clear. Over the past three decades, the average tuition at a public four-year college has more than tripled. At the same time, many state governments are actually reducing their support for education, and many middle-class students are getting stuck with the tab. Today, the average student taking out loans to pay for education graduates with more than $26,000 in debt.

Just tinkering around the edges won’t be enough:
To create a better bargain for the middle class, we have to fundamentally rethink about how higher education is paid for in this country. We’ve got to shake up the current system.

Bus tour

That’s why, starting today Thursday august the 22, 2013, Obama will be embarking on a bus tour to offer his plan to make college more affordable, tackle rising costs, and improve value for students and their families.
For the American coming generation it is important that changes shall take place in the near future. Obama’s plan includes real reforms that would bring lasting change. They won’t all be popular with everyone — including some who’ve made higher education their business — but it’s past time that more of the colleges work better for the students they exist to serve.

College in reach for more students

Over the past four and a half years, the Democrats in the States have worked to put college in reach for more students and their families through tax credits, improving access to financial aid, and new options that make it easier to repay those loans.

But if they’re going to keep the doors of higher education open to everyone who works for it, they still need to do more — much more. And that’s exactly what Obama is going to be talking about this week.

Preparing for future jobs and better way of living

To prepare Americans for the jobs of the future and help restore middle-class security, we have to out-educate the world and that starts with a strong school system.

The President is calling on Congress to advance new reforms to give more hard working students a fair shot at pursuing higher education, because education is not a luxury: it is an economic imperative that every hard working and responsible student should be able to afford. President Obama has emphasized that the federal government, states, colleges, and universities all have a role to play in making higher education more affordable, by reining in college costs, providing value for American families, and preparing students with a solid education to succeed in their careers.

In his State of the Union address, President Obama emphasized already this shared responsibility of states and higher education institutions — working with the federal government — to promote access, affordability and attainment in higher education by reining in college costs, providing value for American families, and preparing students with a high quality education to succeed in their careers. It is not enough to increase federal student aid alone — state policymakers and individual colleges and universities bear a shared responsibility to take action against rising college tuition and costs.

Providing greater pathways for students to enter into and succeed in higher education is in the interest of all Americans, and is critical to developing a highly educated, highly skilled economy and workforce that will attract business and lead to lower unemployment. The Administration has taken several steps and advanced several proposals to put higher education greater within reach for more Americans.

File:US Navy 080624-N-0048B-001 Nearly 40 Naval Air Facility Sailors volunteered their time to help move Zama American Middle School from seven different buildings.jpg

Nearly 40 Naval Air Facility Sailors volunteered their time to help move Zama American Middle School from seven different buildings on Camp Zama to one central location in the Zama American High School building. The school administration contacted the surrounding military communities for assistance shortly after learning that the allocated funding for the move was frozen earlier this month. U.S. Navy photo by Master-at-Arms 1st Class Bill Behymer

To keep tuition from spiraling too high and drive greater value, the President has proposed reforms to federal campus-based aid programs to shift aid away from colleges that fail to keep net tuition down, and toward those colleges and universities that do their fair share to keep tuition affordable, provide good value, and serve needy students well. These changes in federal aid to campuses will leverage $10 billion annually to help keep tuition down.

The President has proposed incentives for states to maintain their commitments to higher education through a new $1 billion investment. The Race to the Top: College Affordability and Completion challenge aims to increase the number of college graduates and contain the cost of tuition by rewarding states that are willing to systematically change their higher education policies and practices.

The President is proposing an investment of $55 million in a new First in the World competition, to support public and private colleges and non-profit organizations as they work to develop and test the next breakthrough strategy that will boost higher education attainment and student outcome, while leading to reduced costs.

 

So learn more here, then help to spread the word:

http://www.whitehouse.gov/share/college-affordability

https://i1.wp.com/www.whitehouse.gov/sites/default/files/whitehouse_education_better_bargain.jpg

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This is why it’s time to make college more affordable

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  • Innovative NY program picks up college tuition (charlotteobserver.com)
    When 18-year-old Cheyenne Ketter-Franklin begins classes at the University at Buffalo next week, she will be spared at least one anxiety — the prospect of being saddled with a mountain of higher-education debt.An innovative scholarship program that offers up to full tuition to any Buffalo public or charter school graduate accepted to college is taking away that worry for Ketter-Franklin and hundreds of other students, and giving parents a powerful incentive to stay.The public-private partnership is just the kind of model that its supporters hope President Barack Obama will tout when he comes to the Buffalo campus Thursday to talk about ways to make college more affordable.
  • Innovative NY program picks up college tuition (cnsnews.com)

    “We’re removing the most significant barrier, which is financial, in a region that’s struggled for decades now,” said David Rust, executive director of Say Yes to Education, Buffalo, “and that’s right in line with what he’s talking about, and that’s affordable college for all.”

    Buffalo’s fledgling Say Yes program already had been on the U.S. Department of Education’s radar when Obama’s visit to the city was announced, said Rust, who answered department questions about it a few months ago. Once the visit was confirmed, Say Yes lobbied for a mention in the president’s speech, but Rust secured something even better — an invitation to meet with Obama.
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    “I’m relieved for starters,” Ketter-Franklin said, especially as she watches her sister Kathyran struggle under $40,000 worth of debt after graduating from Canisius College in May, before Say Yes began in Buffalo with the class of 2013.

    “College is stressful enough on its own,” she said. “Knowing that you’re going to have this money, that it’s guaranteed and doesn’t have to be another thing to worry about, definitely makes looking forward to college and enjoying the college life a lot easier.”

  • Why Private School? | Army Navy Academy Boarding School for Boys (armyandnavyacademy.org)
    The private schools that belong to the National Association of Independent Schools (NAIS) share a commitment to providing safe environments in which young people can learn academic skills plus the importance of hard work, leadership, and good citizenship.The rigorous academics at NAIS schools challenge students and help prepare them for future success. A study from the U.S. Department of Education found that 99 percent of students at NAIS schools graduated, and 90 percent of those graduates attended four-year colleges.
  • A private education… (cedarlounge.wordpress.com)
    And as ever with private education it points up the role of availability of money as the card that trumps everything else in terms of gaining access, in fact this case points up in perhaps the most stark way not merely those assumptions working in relation to (private) education but also suggests how inequitable they can be in the way they work out both at the individual and general level.
  • From this message High Court rules boy will be ‘best served’ by private school (irishtimes.com) we can understand that the judge does not believe in the American education system. He gives the impression that the government is not able to give reasonable good education and that the best edcuation can only be given in a private school.
    +
    A High Court judge yesterday ruled that a 12-year-old boy should be enrolled in a fee-paying private secondary school rather than one in the public system.The unusual case involved the son of a couple who have separated and are living apart. Mr Justice Gerard Hogan said that when two parents could not agree on a choice of school for their son, the role of the court in resolving the dispute was a “difficult and troubling question on where there is little, if any, contemporary judicial authority”.
    +He found that the boy’s educational welfare would be best served by attending the private school.He stressed this was not endorsing the private school at the expense of the other one.
  • President Obama to deliver speech in Syracuse today (fox23news.com)
    President Obama will discuss the importance of every American having the opportunity to achieve a quality education in Syracuse Thursday. The President says this can be done by reducing cost and improving the value of higher education for middle-class students and their families.
  • Another bad decision at U.Va. (hamptonroads.com)
    Last year, the University of Virginia governing board secretly plotted to oust the university’s president. While board members eventually reversed that decision, they again find themselves on the wrong side of what is right for students. This time it’s an effort to cutback grant aid to working-class students.
  • How to Approach Student Loans the Right Way (lexingtonlaw.com)
    why are student loans considered a necessary burden when credit card debt is considered frivolous? A college education is seen as a valuable resource for future success; therefore, paying thousands of dollars to achieve your goal is “necessary.” If done correctly, funding a college degree is a worthwhile endeavor. On the other hand, using reckless tactics to subsidize education is like using your Visa to pay for tuition.

  • College Finance Tips for 40-Somethings: Fighting a 2-Front War (dailyfinance.com)
    In decades past, people in their 40s had largely already put their own student-loan debts behind them and were able to turn their attention to preparing to help their children pay for their educations. More recently, though, educational debt has become a persistent trouble for Americans, weighing down their finances well into adulthood.Indeed, a 2013 Federal Reserve Bank of New York study showed that student-loan delinquency rates among those 40 to 49 were the highest of any age group as of the fourth quarter of 2012 — more than 16 percent — with other age groups falling in the range of 9 percent to 13 percent. With a third of student loan debt held by Americans over age 40, many parents don’t have the luxury of being able to give their children’s education as much financial attention as they’d like.Yet for those who have children, the 40s are often college-savings crunch time. To fight back against student debt on both fronts, let’s look at some tips to help you juggle all the issues you face in your 40s.
  • The Student Loan Farce (themoderatevoice.com)
    We should remember that in the past, Republicans in Congress opposed the removal of banks from the loan process, which was a no-risk bounty for these financial firms since the loans were guaranteed by the federal government. Their participation merely increased the cost of administering these loans, rather than having the education institutions do it directly. But heaven forbid a source of no-risk income should be taken away from the banks.In terms of the recent battles over student loans, initially Congress could not agree on how to finance them and rates were allowed to double from 3.4 percent annually to 6.8 percent when a relief bill could not be enacted. Of course, this placed a greater burden on the poor and middle-class students who depend on these loans for their college educations. Because of pressure from constituents, members of Congress found a plan that both parties could agree on. Arbitrary fixed interest rates were ended and the rates of the loans were tied to the market, specifically the ten year Treasury note at the time the loan was made.
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    According to a report in The Economist in December of 2012, America was only 15th in the proportion of its younger citizens with a higher education. The nation can do better in making certain that every citizen who wants a higher education is able to afford one. And we do not want
    to chain our young educated people to piles of debt that will burden them for years afterwards, retarding any entrepreneurial urges they might have. Instead of Congress patting itself on the back because it passed a bipartisan bill for a change, the institution needs to get its priorities straight on the student loan program.

About Marcus Ampe

Retired dancer, choreographer, choreologist Founder of the Dance impresario office and archive: Danscontact-Dansarchief plus the Association for Bible scholars, the Lifestyle magazines "Stepping Toes" and "From Guestwriters" and creator of the site "Messiah for all". - Gepensioneerd danser, choreograaf, choreoloog. Stichter van Danscontact-Dansarchief plus van de Vereniging voor Bijbelvorsers, de Lifestyle magazines "Stepping Toes" en "From Guestwriters" en maker van de site "Messiah for all".
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